Insurance You

Can Count On

Paratransit Insurance Company serves only taxi, non-emergency medical, and other public auto fleet operators. Paratransit Insurance Company is a mutual risk retention group. This means policyholders actually own the company and with ownership, comes control. If you are selected to become a member of Paratransit, you will have a voice in how the company operates.

When you join us, you are joining a group that understands your business and the impact liability insurance can have on your bottom line. We help provide a stable, fairly priced market for commercial auto liability insurance. Our motto, Here Today – Here Tomorrow, indicates that we are committed to your business. We offer you many of the benefits of self-insurance, along with protection against large losses.

As a Paratransit Insurance Company member, you handle your own claims, which gives you control over your cost of risk. We provide you with professional support to help you manage those costs most effectively. Paratransit helps you minimize the ups and downs of the insurance market.

  • "Finding the right insurance partner is a cornerstone of any successful taxi operation. We’ve been fortunate to work with Paratransit Insurance for nearly 30 years. Throughout this partnership, we’ve benefited from stable rates and valuable resources that have helped us manage claims effectively. Their high membership standards have resulted in top-rated coverage and a network of seasoned professionals to collaborate with."

    Adam McNutt, Laclede Cab, St. Louis, MO

  • "As we begin our 5th year with Paratransit insuring our Taxi, Paratransit and NEMT companies our only regret is not finding them sooner. This is my 48th year in the transportation business and with my prior experiences with insurance companies it was all about shame and blame to justify runaway premium costs."

    Dave Gauer, VIP Taxi, Phoenix, AZ

  • "Membership with Paratransit has brought us price stability in an often times volatile market. Equally important it has put us in contact with competent, knowledgeable insurance professionals familiar with the nuances particular to our challenging industry."

    Patrick Keenan, Americab Transportation, Inc. in Cleveland, OH

  • “Paratransit Insurance Company has provided us with steady coverage, at stable rates, for almost 30 years. Because of their ability to give me a wide range of coverage limits, I never have an issue with regulators or customers about my automobile liability insurance.”

    W. Hamilton Smythe, IV – President

  • "We joined Paratransit Insurance Company in 1987, and it was a great decision for us. Not only were we able to get high-quality insurance at a competitive and stable price, we have had great educational seminars and benefited from the expertise of the members. Because of Paratransit's sensible business practices, we have even been getting dividends for the past several years."

    Judy Swystun, Norview Cars, Inc., Norfolk, VA

  • "With Paratransit they bring a highly qualified team with many resources and then you combine that with a group of similarly motivated members all working together towards a common goal… you end up with something very special… with a wealth of ideas, palatable premiums and reduced losses. Could not be happier!"

    Dave Gauer, VIP Taxi, Phoenix, AZ